Health Care "Reform"

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The health care industry has announced that it will "voluntarily" lower its costs by $2 TRILLION over 10 years.

OK, well, I have three really simple questions:

1. If the health industry is saying it can lower costs by $2 trillion over 10 years, then isn't the industry admitting that it has been and was planning to absolutely bilk consumers? Or to put it another way, isn't the industry admitting that it's entire business model is outright piracy?
2. Why should we, the American public, believe the health industry is going to voluntarily do anything to reduce its profits? Health executives have a contractual fiduciary responsibility to the shareholders to maximize profits. Voluntarily lowering those profits would violate that fiduciary responsibility. Are we really expected to believe these hoggish health executives will, out of the goodness of their supposed hearts, violate their fiduciary responsibilities? What has changed to suggest that they will violate these responsibilities and now help health care consumers?
3. Aren't these executives simply trying to legitimize and add credibility to their voices that can later be raised to derail serious health care reform? By this announcement industry executives are now trying to convince us that the health insurance industry should be trusted. But any serious health care reform will need to take on the health insurance industry in a way that will make that industry very, very unhappy. (Actually, I would like to drown it in a bathtub.) When that eventually happens, won't the previous efforts to legitimize the health insurance industry's voice add credible weight to its opposition for reform?

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